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has a calculator to help give you some idea how much you can afford. Always live within your means to prevent self-created financial disasters.

When you know what you can afford, shop and compare. Hud offers a great home buying booklet at , Looking for the Best Mortgage, that answers questions and prepares homeowners for the mortgage shopping experience. There is even a form for you to keep track of home loan comparisons.

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The Federal Citizen Information Center warns consumers to protect themselves from predatory lenders! Before you make a final decision [url=www.cheapflyershocke… Wayne Simmonds Jersey[/url] , take the time to review the 11 Tips on Being a Smart Consumer at >
When looking for a mortgage, don't forget to ask about specialty loans. You may qualify for specialty loans if:

You're a Teacher You are purchasing a home that needs remodeling. You are a first time buyer

HUD answers 'Common Questions from First Time Home Buyers" at >
Whether you're buying your first home or growing into a new home, you'll be successful if you take your time, know your priorities, and research all your options!

Happy Hunting. May the "House" you choose become a happy "Home!"

Cheryl Johnson is a mother of four helping herself and others become and remain debt free. Publisher of Simple Debt Free Living the Personal Budgeting and Debt Management site at - A self-help plan, ideas [url=www.cheapflyershocke… Nolan Patrick Jersey[/url] , and resources for budgeting, debt management, frugal living, and extra income opportunities. Money saving tips For groceries, clothing, gifts [url=www.cheapflyershocke… Philadelphia Flyers Hats[/url] , home decorating, and buying a home.
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